Frugal Friday

[dalthauser]

I downloaded the iPhone App "HomeBudget" last week and spent quite a few hours logging in all my financial data since January 1st.  Feeling pretty accomplished at the moment.  Now - I just need to keep it up (posting debits/credits etc.).  This software is really nifty - it keeps track of expenses, reminds you of bills due, and has a budget function.  I mostly want to keep track of what I'm spending my money on - and get motivation to spend wisely.  Next year I may actually "BUDGET".  It was $4.99.

I also opened an account at Smartpiggy.com.  I set a savings goal of $500.00 to purchase a bee hive kit and a nuc of bees from Bee Weaver next year.  I wanted to do it this year, but I committed to not using my credit card for any non-emergency purchases from no on.  I may do a fundraiser later in the year if I'm not able to set aside enough funds from working overtime.

I am also changing my home owners insurance company to one that gives me the exact same coverage for about $100 less a year :-)

Comments

[cosmorama.livejournal.com]

viva la frugality!

[joebanks.livejournal.com]

Sounds interesting if you can stay with it, good luck!

Who are you switching insurance too?

[eats-veggies.livejournal.com]

It's a company my husband's insurance agent found. Can't recall the name. I'll let you know when the final policy papers come in.

[rhodielady-47.livejournal.com]

I don't want to be a party pooper or anything, but is that App secure so that only you can get into it?
I've heard those app's are often designed so that the maker can data-mine later on...don't know how truthful that is though...
:|

[eats-veggies.livejournal.com]

I don't put account numbers or personal information in. I'm not paying from that app - just tracking the money. So, any miners could possibly see my credit card and checking account balance - but they don't have account numbers or passwords, so I'm sure I'm safe. :-) (thanks for the heads up though)