Frugal Friday

I downloaded the iPhone App "HomeBudget" last week and spent quite a few hours logging in all my financial data since January 1st.  Feeling pretty accomplished at the moment.  Now - I just need to keep it up (posting debits/credits etc.).  This software is really nifty - it keeps track of expenses, reminds you of bills due, and has a budget function.  I mostly want to keep track of what I'm spending my money on - and get motivation to spend wisely.  Next year I may actually "BUDGET".  It was $4.99.

I also opened an account at Smartpiggy.com.  I set a savings goal of $500.00 to purchase a bee hive kit and a nuc of bees from Bee Weaver next year.  I wanted to do it this year, but I committed to not using my credit card for any non-emergency purchases from no on.  I may do a fundraiser later in the year if I'm not able to set aside enough funds from working overtime.

I am also changing my home owners insurance company to one that gives me the exact same coverage for about $100 less a year :-)